Simplify Medical Benefit Admin

August 31st, 2010MHC Corporate, MHC Corporate Video, MHC Video Channel, Third Party Administrator0 comments

Imagine a scenario where a company has 200 employees who stay in 100 different locations. This is what the employees want. Employees want to be able to see their doctors at their work place when they are sick. Employees also want to be able to consult doctors near to their home.

As a result the human resource officer ended up appointing over 100 individual clinics at different locations to take care of the health of the employees. Here is what happens, when the employees fall sick.

The employees can visit these  individual clinics. As a result the human resource officer receives 100 individual invoices from different clinics every month.

The human resource officer then needs to check the invoices against the medical benefit entitlements of each employee. After this, the invoices are handed over to the finance departments who have to cut 100 cheques to pay these doctors. This is tedious.

Sometime the employees are allowed to visit non- appointed clinics when they are sick. Here is what happens. They pay cash up front and take the receipts to claim reimbursement later.

Each individual is likely to see a doctor 5-6x per year. As a result the human resource department may end up having to process in excess of 1000 reimbursement of these receipts to 200 employees every year.

These two real life scenarios lead to tedious admin works for the human resource department. It is ineffective in managing outpatient healthcare cost since there is no control of fees at the point of transaction. Human resource executives often have to compile utilization reports of expenditures manually from the invoices or receipts gathered from the clinics or employees respectively. This leads to lots of paper work.

Imagine a nationwide network of outpatient clinics linked up by the internet. Your employees can now enjoy cashless outpatient visits. Cost is managed and controlled at the point of consultation. You receive only one invoice and cut only one cheque. You deal with one party.

You receive comprehensive utilization reports such as disease profile, sick leave patterns, expenditures of each cost centre and employees.

No more paper work. No more data entries. No more hassle. Now you are in control of your healthcare expenditures.

If you are still processing claims manually it is time to call us at +65-6774-5005 or contact us through the form below:

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